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Health Insurance

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What is Medicare Supplement Insurance?

Medicare supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medicare supplement insurance policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.

Insurative Insurance Health Insurance

What kinds of health insurance are there?

Employer Plans

Mostly group plans, where your employer pays some or all the premium. 

Private Insurance/
Health Insurance

Affordable individual health insurance with major A-Rated carriers.

Health Exchange ACA OBAMA Care

Aims to provide more Americans with access to affordable healthcare.

Disability

Disability protects your income short term and long term available

Medicare

Insurance for people 65 and over on individuals who recieve disability

Dental

Covers a portion of dental expenses

What is Critical Illness Insurance?

Critical illness insurance or critical illness coverage is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure, for example, having a heart bypass operation.​

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Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Our Insurance Companies

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PROTECT TODAY. PREPARE FOR TOMORROW.

Turning Your Challenges into Solutions.

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